← All 18 theoriesAnthony Roberts, Jr.
No. 2Already happeningEvidence ●●● Strong

The next war will be fought on the network.

The more we put online, the more there is to attack: banks, pipelines, hospitals, elections and the news itself. Expect more attacks, aimed straight at the things we depend on.

Americans reported a record $20.9 billion in cybercrime losses in 2025, up 26% in a single year, and more than 1 million complaints for the first time. Ransomware, where hackers lock up systems and demand payment, was again the top threat to services like hospitals, power and water, reaching more than 4,800 organizations.1 Microsoft logs about 600 million attack attempts every day.2

$20.9B
in cybercrime losses reported to the FBI in 2025, the highest on record.
Data: 2025 · FBI IC3, April 2026

Americans reported a record $20.9 billion in cybercrime losses in 2025, up 26% in one year (FBI).

The trend

More numbers

$4.8B

lost to cybercrime by Americans over 60 in 2024.1

$2.77B

lost by U.S. businesses to fake “business email” scams in 2024.1

$10.5T

estimated annual cost of cybercrime worldwide in 2025, up from $3T in 2015 (global).3

“Hackers aren’t just stealing data; they’re surpassing the financial scale of major, everyday industries.”

Steve Povolny, Exabeam

The other side

Reported losses rise partly because more victims now report crimes, and spending on cyber defense is growing too.

859,532

cybercrime complaints in 2024, slightly fewer than the year before. FBI IC3 via SecurityWeek ↗

−9%

drop in the average cost of a data breach from 2024 to 2025, helped by AI-powered defenses (global). IBM data via Infinum ↗

Why Anthony still holds this view

Fewer complaints with bigger losses means attacks are getting more targeted, not rarer.

For marketers

Security is now part of brand trust. Write the breach statement and customer plan before you need them.

For you

Turn on two-step login for your email and bank accounts today.

Related theories

Sources

  1. FBI Internet Crime Complaint Center, 2024 Internet Crime Report
  2. Microsoft Digital Defense Report (global)
  3. Cybersecurity Ventures, cybercrime cost projections (global)

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